Retail Capital: The Simple Way of Achieving Finance

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Retail Capital

Since its onset in 2011, Retail Capital has provided businesses with creative, flexible and convenient alternatives to traditional business loans. Business owners still identify access to working capital as one of the greatest challenges they encounter. Operated by an experienced and committed team, Retail Capital has an 80% approval rate, a 70% come back for further funding rate, 3 average repeat advances per entrepreneur, and has a 24 hour period wait for additional funds to be made available, once an individual or company is a listed client.

In being responsible for 50% of the country’s GDP and contributing to over 65% of employment, Retail Capital is devoted to partnering with small to medium sized businesses to grow the South African economy. The company has partnered with more than 5000 SME’s, in providing funding of over R1.25 billion to date. The company partner with their customers, linking payments to business turnover so that the customer matches the cash flow cycles of the business to ensure affordability.

Retail Capital assists:

Retail Capital

  • Start-up companies;
  • Existing companies;
  • Expanding companies;
  • Franchise companies; and
  • SMME’s.


  • A business has to be operating for more than 6 months;
  • The funding is determined by the average cash and card turnover per month;
  • Clear Credit;
  • Agreement Signing; and
  • Supportive Documents according to funding.

As business owners themselves, Retail Capital understands the difficulties of running a business. Their funding is structured as unsecured, unrestricted, flexible and safe. Retail Capital can provide instant access to funding to ensure your business reaches its full potential.

At DTC, we understand the complexities of the various funding agencies and the criteria for successful funding applications. We have assisted numerous entrepreneurs through the application process to access funding for businesses, and we can assist you with the same.


Contact us  for more information and assistance today!