Business Partners

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Business Partners Limited is a specialist risk finance
company that provides customised financial solutions, sectoral knowledge,
mentorship, business premises and other value added services for formal
small and medium enterprises (SMEs) in South Africa and selected African
countries, namely Kenya, Malawi, Namibia, Rwanda, Uganda and Zambia.

Research has proven that entrepreneurial SMEs are very
effective at stimulating economic growth, generating wealth and creating jobs –
all of which are required for this company to successfully combat unemployment
and poverty.

Business Partners

Entrepreneurs almost always work against the grain, often
challenging conformity, because they see the world through fresh eyes. Where
others see problems and challenges, they see opportunities and turn them into
solutions. They share an unwavering belief in their abilities and skills to
solve problems while fulfilling societal needs. Statistics show that only one
in a handful of people possesses the qualities to be an entrepreneur

Business Partners recognise the need for more entrepreneurs
and exist to fulfil their needs and requirements, exclusively in the small and
medium enterprise (SME) sector. They are passionate about entrepreneurs,
entrepreneurship and entrepreneurial development.

Their strength lies in their ability to tailor-make their
service offerings to suit each entrepreneur’s unique needs, thus becoming the
best unofficial business partner. . By always facilitating finance
opportunities, sharing knowledge and being entrepreneurial in our approach,
Business Partners are always contributing to building entrepreneurs.

Financial solutions provided by Business Partners

It is based on a set of important factors including
product/service, market size, company history, stage of business development
and technical aspects and the entrepreneur’s drive, experience and
integrity. Online applications for financing for up to R25 million
are considered. The applying business must have gross assets under R100
million, with annual turnover being lower than R200 million and the staff number
being under 500 people. Businesses from most sectors of the economy can apply.

1. General finance

All funding is considered for all entrepreneurs who have a
viable formal business and who require financing for expansion, working
capital, equipment, takeovers, or management buy-outs. The most important
criteria looked at are the skills, experience and industry knowledge of the
entrepreneur (or entrepreneurs), and the market need for the business’ products
or services.

2. Brands and Franchise Fund

The franchise industry contributes approximately 11.6% to
the total GDP of the country and forms a significant part of the country’s
overall economy. This fund affords opportunities to existing and aspiring
entrepreneurs to own and expand their franchises through finance and

3. Education SME Fund

Through the Education SME Fund, Business Partners aim to
assist in alleviating this challenge by providing existing and aspiring
entrepreneurs in this industry with finance and support to start or expand
education facilities. The objective of this fund is to provide finance and
mentorship to for-profit enterprises that are in the business of knowledge and
skills transfer across all industries.

4. Green Fund

The Green Fund is aimed at financing and supporting
sustainable businesses and projects which seek to positively impact on the
environment and simultaneously create wealth and jobs. The company finances
businesses which actively develop, manufacture and provide goods and services
aimed at ‘saving the planet’, as well as those businesses that are implementing
measures and/or technology which reduce their adverse impact on the

5. Manufacturing FundThe Manufacturing Fund aims to
deliver finance in a commercially sustainable manner that is specifically
targeted to meet the financing and developmental needs of SMEs within this

6. Property FundThis fund caters to entrepreneurs
with a viable business who want to refinance or purchase their own premises,
but may have limited capital or security to contribute, or may not want to
compromise the business’ cash resources for the deposit. Business Partners
allow the entrepreneur a choice of different financing options and are able to
structure the deal by advancing up to 110% of the financing required, subject
to terms and conditions.

7. Property Joint Venture FundFor entrepreneurs
looking to add a property component to their investment portfolio,
multi-tenanted properties are attractive and viable options, as they provide
both capital appreciation and a rental income.

Business Partners co-invest in multi-tenanted property
projects mainly in two instances. Firstly, when a potential investor is unable
or unwilling to invest the full deposit (equity) required by a commercial
lending institution. Secondly, where a viable property investment has been
over-geared and needs a restructuring of the existing debt, converting debt
finance to equity finance.

8. Venture FundThe company recognises the potential
benefit that innovative and high-risk growth enterprises can bring to the
country, and it is for this reason that the Venture Fund is aimed at financing
high impact entrepreneurs.

9. Women in Business FundThe Women in Business Fund
aims to afford women entrepreneurs a fair and equal opportunity to start,
expand or purchase an existing business.

It aims to:

  • Increase
    access to finance for women entrepreneurs;
  • Invest
    in commercially viable women-owned businesses;
  • Facilitate
    the growth and expansion of women-owned businesses;
  • Contribute
    towards an increase in the number of successful women entrepreneurs and
    inspire young females to choose entrepreneurship;
  • Facilitate
    the creation of new jobs.

Female entrepreneurs financed through the Women in Business
Fund are supported with additional value added services:

  • Female
    investment team to support with application process;
  • Access
    to information and networking opportunities;
  • Access
    to a web-based library and electronic newsletters;
  • Peer
    mentorship and networking;
  • Workshops
    and seminars;
  • Once
    off free individual membership to an approved business women organisation
    to the value of R1 000;
  • A
    technical assistance grant of up to R25 000 and a further R35 000
    interest-free loan for technical assistance, should it be required;
  • Access
    to dedicated industry specific mentors.

At DTC we understand the complexities of the various
funding agencies and the unique application criteria for each. We have assisted
thousands of entrepreneurs through the application process to access funding
for businesses, and we can assist you with the same.

Contact us for more information on funding
through Business Partners.