Retail Capital: The Simple Way of Achieving Finance

posted in: Business Finance | 0

Since 2011, Retail Capital has provided businesses with innovative, flexible and convenient alternatives to traditional business loans. Business owners still identify access to working capital as the single biggest challenge that they are faced with.Run by an experienced and committed team, Retail Capital has an 80% approval rate, a 70% come back for more funding rate, 3 average repeat advances per entrepreneur and has a short 24 hour wait for additional funds to be made available, once a customer is a listed client.

Being responsible for 50% of the country’s GDP and contributing to over 65% of employment, Retail Capital is devoted to partnering with small to medium sized businesses to grow the South African economy. This is where they can help and they are proud to have partnered with more than 5000 SME’s in providing funding of more than R1.25 billion to date.

The company partner with their customers, linking payments to business turnover so that the customer match the cash flow cycles of the business to ensure affordability.

Retail Capital assists:

Retail Capital

  • Start-up companies
  • Existing companies
  • Expanding companies
  • Franchise companies
  • SMME’s


  • A business has to be operating for more than 6 months
  • The funding is determined by the average cash and card turnover per month.
  • Clear Credit
  • Agreement Signing
  • Supportive Documents according to funding

As business owners themselves, Retail Capital understands the difficulties of running a business. Most businesses will experience a cash flow challenge at some point in the next 12 months causing them to miss out on an opportunity or adding pressure to the business. Retail Capital can provide instant access to funding to ensure you reach your full potential.

At DTC we understand the complexities of the various funding agencies and the unique application criteria for each. We have assisted thousands of entrepreneurs through the application process to access funding for businesses, and we can assist you with the same.

Contact us  for more information on funding through Retail Capital.